Alim, A. M., Margareta, A. M., Yuanna, D., & Maharani, A. (2025). Exploring The Role of Frugal Living and Digital Financial Inclusion to Saving’s Intention Within Indonesia’s Gen Z . Jurnal Manajemen (Edisi Elektronik), 16(1), 239–251. https://doi.org/10.32832/jm-uika.v16i1.18151